Loan Officers Salary in Santa Cruz-Watsonville, CA
According to the latest U.S. Bureau of Labor Statistics data, the median annual wage for Loan Officers in Santa Cruz-Watsonville, CA is $78,940. BLS estimates approximately 70 people work in this occupation in Santa Cruz-Watsonville, CA. Santa Cruz-Watsonville, CA is 2.9% above the national median ($76,690).
Salary Distribution
Not everyone earns the median. Percentile wages show the range of pay within this occupation.
| Percentile | Annual wage | Hourly wage |
|---|---|---|
| 10th percentile | $40,160 | $19.31 |
| 25th percentile | $60,280 | $28.98 |
| Median (50th) | $78,940 | $37.95 |
| 75th percentile | $95,540 | $45.93 |
| 90th percentile | $136,740 | $65.74 |
Data Reliability
BLS OEWS is a survey, not a full census — every estimate carries a margin of error. The relative standard error (RSE) below is BLS’s own measure of how much an estimate could vary; lower is more precise.
- Wage estimate
- RSE 11.1% — Reliable
- Employment estimate
- RSE 14.9% — Reliable
Where Does Your Salary Fall?
Enter an annual salary to see roughly where it falls among reported wages for this occupation, based on the percentile points above.
Concentration
- Jobs per 1,000
- 0.681
- Location quotient
- 0.39
Cost-of-Living Adjusted Salary
Santa Cruz-Watsonville, CA’s regional price level is above the national average (index 109.896, where 100 = U.S. average). Adjusted for that, the median salary has the purchasing power of $71,832 at the national price level.
This is a Career Atlas USA calculation based on BLS wage data and BEA Regional Price Parities. It is not a separate BLS wage estimate. Wage data: May 2025. Cost-of-living data: 2024.
Sources
Wage data: BLS Occupational Employment and Wage Statistics (OEWS) — May 2025 (release 25).
Figures shown as “Not available” reflect wages the source does not publish (e.g. suppressed for reliability), not zero.