Credit Authorizers, Checkers, and Clerks

Median salary

$50,080

Average salary

$51,420

Employment

12,030

Projected growth

6.2% decline

Annual openings

1,000

Typical entry education

High school diploma or equivalent

What Credit Authorizers, Checkers, and Clerks Do

Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.

See full salary breakdown & percentiles →

Career Outlook

National employment outlook, 2024–2034.

Related work experience: None
On-the-job training: Moderate-term on-the-job training
Self-employed: Not available

Source: BLS Employment Projections — 2024-2034.

How Much Preparation Does This Take?

Job Zone 2 of 5

Job Zone 1-2: Very Little to Some Preparation Needed

Experience: Some occupations may need little or no previous experience; others require several months to a year of experience.
Education: Usually requires a high school diploma or GED, though some occupations may not.
Job training: Ranges from a few days to one year of on-the-job training.

Source: O*NET Job Zones.

Key Knowledge Areas

Subject-matter areas this occupation draws on most, per O*NET.

Customer and Personal Serviceimportance 4.1/5
English Languageimportance 3.7/5
Mathematicsimportance 3.6/5
Law and Governmentimportance 3.4/5
Administrativeimportance 3.3/5
Economics and Accountingimportance 3.3/5
Computers and Electronicsimportance 3.2/5
Administration and Managementimportance 3.1/5

Work Environment

What the day-to-day work setting is like, per O*NET.

Telephone Conversations5.0/5
Contact With Others4.9/5
E-Mail4.8/5
Face-to-Face Discussions with Individuals and Within Teams4.7/5
Importance of Being Exact or Accurate4.7/5
Spend Time Sitting4.7/5

Careers With Similar Skills

Occupations whose Transferable Skills profile most closely matches this one — a mathematical comparison, not observed data about people actually moving between these careers.

Human Resources Specialists97% skill match
Clergy97% skill match
Loan Officers96% skill match
Agents and Business Managers of Artists, Performers, and Athletes96% skill match
Bookkeeping, Accounting, and Auditing Clerks96% skill match
Correspondence Clerks96% skill match
Labor Relations Specialists95% skill match
Concierges95% skill match

Transferable Skills

Cross-functional skills this occupation draws on most, per O*NET — the kind that carry over to other careers.

Social Perceptivenessimportance 3.1/5
Time Managementimportance 3.1/5
Coordinationimportance 3.0/5
Service Orientationimportance 3.0/5
Judgment and Decision Makingimportance 3.0/5
Instructingimportance 2.8/5
Complex Problem Solvingimportance 2.8/5
Persuasionimportance 2.6/5

Software & Technologies

Tools and software used in this occupation, per O*NET.

Hot Technologies

Other Software Used

Work Style

Personal work characteristics that matter most for this occupation, per O*NET.

Attention to Detail
Dependability
Integrity
Cautiousness
Self-Control
Achievement Orientation
Social Orientation

Career Interests

This occupation’s RIASEC interest profile, per O*NET — how strongly it fits each of the six Holland interest types.

ConventionalHigh
EnterprisingMedium
SocialMedium
InvestigativeLow
RealisticLow
ArtisticLow

This page includes information from the O*NET 30.3 Database by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA). Used under the CC BY 4.0 license. O*NET® is a trademark of USDOL/ETA.

Where This Career Is Most Concentrated

Metro areas where credit authorizers, checkers, and clerks make up the largest share of local employment, relative to the national average (BLS location quotient).