Bill and Account Collectors
What Bill and Account Collectors Do
Locate and notify customers of delinquent accounts by mail, telephone, or personal visit to solicit payment. Duties include receiving payment and posting amount to customer's account, preparing statements to credit department if customer fails to respond, initiating repossession proceedings or service disconnection, and keeping records of collection and status of accounts.
See full salary breakdown & percentiles →
Career Outlook
National employment outlook, 2024–2034.
- Related work experience
- None
- On-the-job training
- Moderate-term on-the-job training
- Self-employed
- 0.2%
Source: BLS Employment Projections — 2024-2034.
How Much Preparation Does This Take?
Job Zone 2 of 5Job Zone 1-2: Very Little to Some Preparation Needed
- Experience
- Some occupations may need little or no previous experience; others require several months to a year of experience.
- Education
- Usually requires a high school diploma or GED, though some occupations may not.
- Job training
- Ranges from a few days to one year of on-the-job training.
Source: O*NET Job Zones.
Key Knowledge Areas
Subject-matter areas this occupation draws on most, per O*NET.
- English Languageimportance 4.1/5
- Customer and Personal Serviceimportance 3.8/5
- Mathematicsimportance 3.3/5
- Economics and Accountingimportance 3.3/5
- Law and Governmentimportance 3.3/5
- Computers and Electronicsimportance 3.1/5
- Administration and Managementimportance 3.1/5
- Administrativeimportance 3.1/5
Work Environment
What the day-to-day work setting is like, per O*NET.
- Contact With Others4.9/5
- Indoors, Environmentally Controlled4.8/5
- Spend Time Sitting4.6/5
- Dealing With Unpleasant, Angry, or Discourteous People4.6/5
- Telephone Conversations4.6/5
- Importance of Repeating Same Tasks4.3/5
Careers With Similar Skills
Occupations whose Transferable Skills profile most closely matches this one — a mathematical comparison, not observed data about people actually moving between these careers.
- Correspondence Clerks98% skill match
- Insurance Claims and Policy Processing Clerks98% skill match
- Receptionists and Information Clerks97% skill match
- Tax Examiners and Collectors, and Revenue Agents96% skill match
- Labor Relations Specialists96% skill match
- Educational, Guidance, and Career Counselors and Advisors96% skill match
- Reservation and Transportation Ticket Agents and Travel Clerks96% skill match
- Eligibility Interviewers, Government Programs96% skill match
Transferable Skills
Cross-functional skills this occupation draws on most, per O*NET — the kind that carry over to other careers.
- Social Perceptivenessimportance 3.4/5
- Persuasionimportance 3.4/5
- Negotiationimportance 3.0/5
- Service Orientationimportance 3.0/5
- Time Managementimportance 3.0/5
- Coordinationimportance 2.9/5
- Complex Problem Solvingimportance 2.9/5
- Judgment and Decision Makingimportance 2.9/5
Software & Technologies
Tools and software used in this occupation, per O*NET.
Hot Technologies
Other Software Used
- ADP Drive DMS for Accounting
- ADS Advantage
- Adtec Agency Manager
- Austin Logistics CallSelect
- CU Connect processing software
- Collection Data Systems CollectOne-Tiger
- Columbia Ultimate Archive
- Columbia Ultimate RPCS
Work Style
Personal work characteristics that matter most for this occupation, per O*NET.
- Dependability
- Attention to Detail
- Self-Control
- Integrity
- Perseverance
- Stress Tolerance
- Social Orientation
Career Interests
This occupation’s RIASEC interest profile, per O*NET — how strongly it fits each of the six Holland interest types.
- ConventionalHigh
- EnterprisingMedium
- SocialMedium
- RealisticLow
- InvestigativeLow
- ArtisticLow
This page includes information from the O*NET 30.3 Database by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA). Used under the CC BY 4.0 license. O*NET® is a trademark of USDOL/ETA.
Where This Career Is Most Concentrated
Metro areas where bill and account collectors make up the largest share of local employment, relative to the national average (BLS location quotient).
- 1Johnson City, TN5.67× national avg
- 2Buffalo-Cheektowaga, NY4.64× national avg
- 3Sherman-Denison, TX4.12× national avg
- 4Sioux Falls, SD-MN4.00× national avg
- 5Arecibo, PR3.85× national avg
Possible Career Moves
A computed starting point, not observed job-change data — see the full list for why each one might fit.
- Customer Service RepresentativesLateral Move
- Insurance Claims and Policy Processing ClerksLateral Move
- Correspondence ClerksLateral Move
- Tax Examiners and Collectors, and Revenue AgentsCareer Change
Related Education Programs
Schools that offer related fields of study, based on the NCES CIP-SOC crosswalk — not a guarantee that graduates enter this specific career.
Finance, General
- American College of Financial Services (King of Prussia, PA)
- CUNY Bernard M Baruch College (New York, NY)grads earn ~$84,956
- Ohio State University-Main Campus (Columbus, OH)grads earn ~$97,986
- Florida State University (Tallahassee, FL)grads earn ~$87,089
- University of South Carolina-Columbia (Columbia, SC)grads earn ~$92,578